Letitia Fulkerson

Fall is here! 🍂 As you check off your seasonal to-do list—cleaning gutters, preparing the furnace and getting your home ready for colder weather—don’t forget about your insurance. A lot can change in a year. A new driver, vehicle, home improvement, or major purchase can all be good reasons to review your coverage. My team and I are here to help make sure you’re ready for whatever the season brings.

October should be filled with pumpkins, costumes, and treats—not scary insurance surprises! 🎃 Before the busy holiday season arrives, take a few minutes to make sure your coverage still fits your life. From your home and vehicles to protecting the people who matter most, my team and I can help you review your insurance and identify any gaps or changing needs. No tricks—just a simple conversation about protecting what matters to you.

Fall calendars fill up quickly with school activities, sports, weekend trips, and the start of the holiday season. It’s a good reminder that life keeps changing—and sometimes your insurance needs to change with it. Have a new driver in the family? Bought a vehicle? Made changes around the house? October is a great time for a quick coverage check-in. My team and I are here to answer questions and help you prepare for what’s ahead.

Products We Offer

Our team can help with a wide range of insurance needs, including Auto Insurance, Home Insurance, Life Insurance, Farm Insurance, Condo Insurance, Renters Insurance, Business Insurance, and Pet Insurance.

Proudly Serving

We serve customers throughout Ohio, including Clermont, Hamilton, Warren, Butler, and Brown Counties. Our office proudly works with individuals and families in Cincinnati, Pierce Township, Amelia, Union Township, Anderson Township, Cherry Grove, Bethel, New Richmond, Hamersville, Georgetown, Milford, Williamsburg, Batavia, Moscow, and surrounding communities.

What sets our office apart is our commitment to building relationships. We take the time to understand your goals, answer your questions, and create personalized coverage recommendations that fit your lifestyle. We don't believe in one-size-fits-all recommendations—we believe in helping you make confident decisions about protecting your future.

A Little About Me

Originally from West Virginia, I made Cincinnati home in the mid-1980s after earning my degree from The Ohio State University. As a proud Buckeye, I've always had a passion for sports, community involvement, and helping others succeed.

My husband, Mike, is a U.S. Navy veteran who retired after a successful career in the dental equipment industry. We also share our home with our Australian Shepherd, Hobbs.

Giving back to the community is one of my greatest passions. I currently serve on several boards, including the Clermont Chamber Foundation, and I'm honored to be a former National President of Chi Omega Fraternity and the current Treasurer of the Chi Omega Foundation. Supporting organizations that develop leadership opportunities for young women is especially meaningful to me.

I look forward to getting to know you and becoming a trusted resource throughout your insurance journey. Whether you're new to Ohio or a lifelong resident, my team and I are here to help you protect what's most important to you with confidence.

Contact our office today to schedule a personalized insurance review and discover the difference a local, experienced team can make.

Frequently Asked Questions (FAQ)

Q: How can I compare auto insurance quotes?

A: You can get car insurance quotes online, by phone, or with a local agent by sharing details about your vehicle, driving history, and coverage needs. Serving Cincinnati and the surrounding area, Letitia can help answer your questions.

Q: How soon can I get insured for my car?

A: In some cases, car insurance coverage can begin the same day you purchase a policy. The timing may vary depending on your situation. We can help you get coverage quickly when you need it. Have questions? Letitia in Cincinnati can walk you through your options.

Q: What are the insurance requirements on a leased car?

A: Leased vehicles typically require more coverage than the state minimums. In addition to liability insurance, leasing companies usually require comprehensive and collision coverage, and you may need to list the leasing company on your policy as an additional insured or loss payee. Letitia works with Cincinnati residents to find coverage that fits.

Q: What does home insurance cover?

A: Homeowners insurance can help protect your home, your personal belongings, and your finances. It typically includes coverage for the structure of your home, your belongings, liability protection, and additional living expenses if your home becomes uninhabitable due to a covered loss. Connect with Letitia for insurance guidance in Cincinnati.

Q: How does a life insurance policy actually function?

A: Life insurance provides a payout to your beneficiaries if you pass away while the policy is active, helping offer financial protection. In Cincinnati, you can count on Letitia for personalized service.

Q: What does renters insurance cover?

A: Renters insurance helps protect the things you own if something unexpected happens. It can help cover personal belongings if they're damaged or stolen, provide personal liability protection if someone is injured, and help with additional living expenses if you're unable to stay in your home due to a covered loss. Letitia serves Cincinnati, OH and is happy to help with your insurance needs.